One compliant rail between your company and your global contractors
Replace fragile SWIFT wires and direct transfers with a single intermediary — localized contracts, local-currency payouts and full IP protection in 150+ countries, live in 48 hours.
The risk
What happens when you pay contractors without a compliant intermediary?
Misclassification risk
The IRS can reclassify contractors as employees, leaving you liable for back taxes, payroll tax penalties, and PE exposure.
Frozen bank transfers
Banks frequently block cross-border transfers to Africa, Southeast Asia, and the MENA region. Contractors go unpaid, and you lose days to compliance headaches.
No legal protection
Without a robust payment and compliance partner or local legal entity, you risk losing IP, enforceability of non-compete clauses, and compliance with local employment laws.
Direct payments or a compliant rail?
Same global team. Two very different operating realities.
Paying contractors directly
- SWIFT and Wise transfers frozen for compliance review
- Invoices in USD their local tax office refuses to accept
- IP and NDA clauses that don't hold up in their jurisdiction
- Misclassification and permanent-establishment risk on you
With Salary.io
- Local-currency payouts in 150+ countries
- Localized contracts with enforceable IP and NDA
- Misclassification and PE risk absorbed by Salary.io
- from $25 / month per contractor, live in 48 hours
Comparison
See what you're missing without a compliant intermediary
Side-by-side: Salary.io vs sending money directly through Wise or SWIFT.
Done risking it with direct contractor payments?
Localized contracts, local-currency payouts and IP protection in 150+ countries. See it on your team in 30 minutes.